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元的回饋，本站未計入。"},{"id":"pxpay","label_zh":"全支付方案 2%","scope":"merchant","merchant_ids":["pxmart","px-mart-large"],"payment_methods":["pxpay_plus"],"plan_key":"pxpay","rate_bp":200,"incremental":false,"cap_period":"none","valid_from":"2026-04-22","override_exclusions":["x-px"],"conditions_zh":"要用全支付綁 CUBE 卡付款；全支付其他國內合作通路也算。繳稅、繳費、儲值、乘車碼、菸酒、禮券不算。"},{"id":"fixed-dom","label_zh":"固定回饋 一般消費 1.2%","scope":"general_domestic","exclude_category_ids":["insurance"],"payment_methods":["physical","apple_pay","google_pay","samsung_pay","garmin_pay"],"plan_key":"fixed","rate_bp":120,"incremental":false,"cap_period":"none","valid_from":"2026-08-03","conditions_zh":"8/3–12/31 期間只能切入一次，切入後鎖到 12/31；保費仍 0.3%，超商、全聯等排除項目仍是 0。"},{"id":"fixed-ovs","label_zh":"固定回饋 海外實體 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帳單名稱須為「連加*」「LINE Pay」「連支＊」或「LINEPAYEPI *」；Uber、Uber Eats 內建的 LINE Pay 不算。"}],"payout_zh":"消費後次次月底前存入王道帳戶。","summary_zh":"每月登錄後，用 Apple Pay、LINE Pay 等 8 種行動支付綁王道簽帳金融卡，單筆滿 300 元再加碼 5%，每月最多 1,200 元。","source_ids":["src-obank-events"],"corroborating_source_ids":["src-pokem-obank"],"confidence":"verified_2src","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"obank-overseas-2026q4","title_zh":"王道 出國、海外網購刷王道 加碼 5%","kind":"bonus","issuer_ids":["bank-obank"],"card_ids":["obank-debit"],"exclude_card_ids":[],"product_types":["debit"],"period_kind":"quarter","period_label":"2026Q4","valid_from":"2026-10-01","valid_to":"2026-12-31","status":"active","requires_registration":true,"registration_windows":[{"opens_at":"2026-10-01T12:00+08:00","quota":3000,"note_zh":"10 月"},{"opens_at":"2026-11-02T12:00+08:00","quota":3000,"note_zh":"11 月"},{"opens_at":"2026-12-01T12:00+08:00","quota":3000,"note_zh":"12 月"}],"quota_note_zh":"每月第一個營業日中午 12:00 開放登錄，每月 3,000 名；當月登錄、當月消費才算。王道財富無限卡免登錄。","stacking":"stacks","rules":[{"id":"ovs5","label_zh":"海外實體或海外網路商店一般消費","scope":"general_overseas","exclude_country_codes":["AT","BE","BG","HR","CY","CZ","DK","EE","FI","FR","DE","GR","HU","IE","IT","LV","LT","LU","MT","NL","PL","PT","RO","SK","SI","ES","SE","GB","IS","LI","NO"],"payment_methods":["physical"],"rate_bp":500,"incremental":true,"cap_amount_twd":1500,"cap_period":"month","conditions_zh":"綁 Apple Pay、LINE Pay、街口等行動支付的交易不適用；排除歐洲多國（含英國、冰島、列支敦斯登、挪威）及營業登記在這些國家的商店；海外交易手續費 1.5% 另收且不列入計算。"}],"payout_zh":"消費後約兩個月內存入王道帳戶（依官網時程表）。","summary_zh":"每月登錄後，王道簽帳金融卡在海外（實體或網購）刷卡，再加碼 5%，每月最多 1,500 元；歐洲多國除外。","source_ids":["src-obank-events"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"sinopac-daway-1000days-2026q4","title_zh":"永豐 DAWAY 千日慶 LINE Pay 累積滿 3 萬加碼 3%","kind":"threshold_bonus","issuer_ids":["bank-sinopac"],"card_ids":["sinopac-daway"],"exclude_card_ids":[],"product_types":["credit"],"period_kind":"quarter","period_label":"2026Q4","valid_from":"2026-10-01","valid_to":"2026-12-31","status":"active","requires_registration":true,"registration_windows":[{"opens_at":"2026-10-01T00:00+08:00","quota":100000,"note_zh":"活動期間登錄，限量 10 萬名（官網未寫開放時刻，以活動期間起日記錄）"}],"quota_note_zh":"限量登錄 100,000 名。","stacking":"stacks","stacking_note_zh":"官網寫可與新戶 LINE Pay 最高 10% 疊加。","rules":[{"id":"cum30k","label_zh":"活動期間 LINE Pay 一般消費累積滿 30,000 元","scope":"wallet","payment_methods":["line_pay"],"rate_bp":300,"incremental":true,"min_campaign_spend_twd":30000,"cap_amount_twd":1000,"cap_period":"campaign","conditions_zh":"達 3 萬門檻後才有 3% 加碼，上限 1,000 點。另有抽獎與單筆滿萬折 300 元券（每月 750 張）。"}],"payout_zh":"LINE POINTS（官網未寫入點日）。","summary_zh":"登錄後，10–12 月用 LINE Pay 綁 DAWAY 卡累積滿 3 萬元，再加碼 3% LINE POINTS，最多 1,000 點。","source_ids":["src-sinopac-daway-card"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"sinopac-daway-coupang-wed-2026q4","title_zh":"永豐 DAWAY 卡 × 酷澎 每週三 LINE Pay 加碼 5%","kind":"bonus","issuer_ids":["bank-sinopac"],"card_ids":["sinopac-daway"],"exclude_card_ids":[],"product_types":["credit"],"period_kind":"quarter","period_label":"2026Q4","valid_from":"2026-10-01","valid_to":"2026-12-31","status":"active","requires_registration":false,"registration_windows":[],"quota_note_zh":"每個 LINE 帳號每月最多 75 點；活動總量每月 20 萬點。","stacking":"stacks","stacking_note_zh":"官網明寫可與 DAWAY 原權益疊加，最高 13%。","rules":[{"id":"wed","label_zh":"週三在酷澎用 LINE Pay 付 DAWAY 卡","scope":"merchant","merchant_ids":["coupang"],"payment_methods":["line_pay"],"day_rule":"wednesday","rate_bp":500,"incremental":true,"cap_amount_twd":75,"cap_period":"month","conditions_zh":"不含「火箭跨境」商品與 WOW 會員訂閱；需在 LINE Pay 設定中同意行銷資訊提供政策。"}],"payout_zh":"LINE POINTS，付款成功 24 小時起陸續發放。","summary_zh":"每週三在酷澎用 LINE Pay 綁 DAWAY 卡付款，多 5% LINE POINTS（每月最多 75 點）。","source_ids":["src-sinopac-daway-event"],"corroborating_source_ids":["src-linepay-coupang"],"confidence":"verified_2src","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"sinopac-dawho-new-2026h2","title_zh":"永豐 DAWHO 新戶 指定行動支付 20% 刷卡金","kind":"new_customer","issuer_ids":["bank-sinopac"],"card_ids":["sinopac-dawho"],"exclude_card_ids":[],"product_types":["credit"],"period_kind":"half_year","period_label":"2026H2","valid_from":"2026-07-01","valid_to":"2026-12-31","status":"active","requires_registration":false,"registration_windows":[],"quota_note_zh":"總限量 10,000 戶，額滿提前結束。須在 2026/12/31 前申請進件、2027/1/15 前核卡。新戶指從未持有永豐信用卡或停卡滿 6 個月。","stacking":"unknown","rules":[{"id":"new20","label_zh":"核卡後 30 天內用指定支付一般消費","scope":"wallet","payment_methods":["line_pay","apple_pay","google_pay","samsung_pay","pxpay_plus"],"user_tier":"new_customer","rate_bp":2000,"incremental":true,"cap_amount_twd":500,"cap_period":"campaign","conditions_zh":"另含 55688 App、Mitsui Shopping Park Pay；消費需在核卡 60 日內請款。"}],"payout_zh":"刷卡金於核卡 60 日之次月回饋。","summary_zh":"DAWHO 卡新戶核卡 30 天內，用 LINE Pay、Apple Pay 等指定支付消費享 20% 刷卡金，上限 500 元。","source_ids":["src-sinopac-dawho-card"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"sinopac-monthly-super-pay-2026q4","title_zh":"永豐 月月超級Pay（指定行動支付月累積滿額送刷卡金）","kind":"tiered_fixed","issuer_ids":["bank-sinopac"],"card_ids":[],"exclude_card_ids":["sinopac-daway"],"product_types":["credit"],"eligible_note_zh":"永豐信用卡皆可，但 DAWAY 卡、永豐SPORT卡、幣倍卡、八通卡、公司卡、配銷卡、承銷卡、Debit 卡不適用。","period_kind":"quarter","period_label":"2026Q4","valid_from":"2026-10-01","valid_to":"2026-12-31","status":"active","requires_registration":true,"registration_windows":[{"opens_at":"2026-10-15T15:00+08:00","quota":4000,"note_zh":"10 月"},{"opens_at":"2026-11-15T15:00+08:00","quota":2000,"note_zh":"11 月"},{"opens_at":"2026-12-15T15:00+08:00","quota":2000,"note_zh":"12 月"}],"quota_note_zh":"總限量 8,000 名；由正卡人在永豐官網登錄，登錄後的消費才算。","stacking":"stacks","stacking_note_zh":"刷卡金另計，與卡片本身回饋分開。","rules":[{"id":"tier","label_zh":"當月用指定支付累積消費達門檻","scope":"wallet","payment_methods":["apple_pay","google_pay","samsung_pay","line_pay","pxpay_plus"],"rate_bp":0,"incremental":true,"cap_amount_twd":200,"cap_period":"month","tiered_fixed":[{"min_monthly_spend_twd":7000,"reward_twd":50},{"min_monthly_spend_twd":10000,"reward_twd":100},{"min_monthly_spend_twd":15000,"reward_twd":200}],"conditions_zh":"正附卡合併計算、每月只取最高一級；外送 App 內建的 LINE Pay（帳單名稱不是「連加*」或「LINE Pay」開頭）不算；Google Pay 須為手機代碼化交易。"}],"payout_zh":"刷卡金在消費的次次月回饋（例如 10 月消費、12 月回饋）。","summary_zh":"每月用 Apple Pay、Google Pay、Samsung Pay、LINE Pay 或全支付刷永豐卡，累積滿 7,000 元送 50 元、滿 1 萬送 100 元、滿 1.5 萬送 200 元刷卡金。","source_ids":["src-sinopac-monthly-pay"],"corroborating_source_ids":["src-pokem-sinopac-oct"],"confidence":"verified_2src","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"sinopac-wowprime-monday-2026q4","title_zh":"永豐 × 王品瘋Pay 週一加碼 3% 瘋點數","kind":"bonus","issuer_ids":["bank-sinopac"],"card_ids":[],"exclude_card_ids":[],"product_types":["credit"],"eligible_note_zh":"永豐信用卡（不含八通卡、公司卡、配銷卡、儲值卡、簽帳金融卡）。","period_kind":"quarter","period_label":"2026Q4","valid_from":"2026-10-01","valid_to":"2026-12-31","status":"active","requires_registration":false,"registration_windows":[],"quota_note_zh":"永豐加碼的總點數有限量，每天 10:30 在王品瘋美食「瘋Pay」活動頁更新前一天的使用狀況，顯示 100% 即用完。","stacking":"unknown","stacking_note_zh":"瘋點數與信用卡本身回饋是否同時給，官網未明寫。","rules":[{"id":"monday","label_zh":"週一用瘋Pay 綁永豐卡","scope":"merchant","merchant_ids":["wowprime"],"payment_methods":["wowprime_pay"],"day_rule":"monday","rate_bp":300,"reward_unit_zh":"王品瘋點數（1 點折抵 1 元）","incremental":true,"cap_period":"campaign","conditions_zh":"另有王品會員本身的 3% 瘋點數（非銀行回饋），合計最高 6%。需出示王品瘋美食會員 QR Code。"}],"payout_zh":"結帳後 7 日內回饋到王品瘋美食會員帳戶。","summary_zh":"週一在王品集團餐廳用瘋Pay 綁永豐卡，銀行再加碼 3% 瘋點數。","source_ids":["src-sinopac-monthly-pay"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"taishin-linepay-points-2026-10","title_zh":"LINE Pay × 台新卡 指定通路 LINE POINTS 加碼","kind":"bonus","issuer_ids":["bank-taishin"],"card_ids":[],"exclude_card_ids":[],"product_types":["credit","debit"],"period_kind":"custom","period_label":"2026/10/1–11/15","valid_from":"2026-10-01","valid_to":"2026-11-15","status":"active","requires_registration":false,"registration_windows":[],"quota_note_zh":"各通路每月有總點數上限，額滿提前結束；由 LINE Pay 系統判定。","month_status":[{"month":"2026-10","rule_ids":["fuel","taxi","korea-food"],"status":"quota_full","note_zh":"官網標示 10 月已額滿"}],"stacking":"unknown","stacking_note_zh":"LINE POINTS 由 LINE Pay 發放，與卡片本身回饋分開；官網未明寫疊加規則，本站不自動相加。","rules":[{"id":"fuel","label_zh":"週一至五 指定加油站人工加油（單筆滿 500）","scope":"merchant","merchant_ids":["cpc","speedmall-fuel"],"payment_methods":["line_pay"],"day_rule":"weekday","rate_bp":200,"incremental":true,"min_txn_twd":500,"cap_amount_twd":30,"cap_period":"month","conditions_zh":"台灣中油直營及指定加盟站、台亞、台糖、統一精工速邁樂、山隆指定站的人工加油。"},{"id":"taxi","label_zh":"週六日 台灣大車隊、yoxi、Uber（單筆滿 200）","scope":"merchant","merchant_ids":["taiwan-taxi","yoxi","uber"],"payment_methods":["line_pay"],"day_rule":"weekend","rate_bp":200,"incremental":true,"min_txn_twd":200,"cap_amount_twd":20,"cap_period":"month"},{"id":"ubereats","label_zh":"週一至五 Uber Eats（單筆滿 199）","scope":"merchant","merchant_ids":["uber-eats"],"payment_methods":["line_pay"],"day_rule":"weekday","rate_bp":200,"incremental":true,"min_txn_twd":199,"cap_amount_twd":30,"cap_period":"month"},{"id":"korea-food","label_zh":"韓國指定吃喝通路","scope":"country","country_codes":["KR"],"payment_methods":["line_pay"],"rate_bp":800,"incremental":true,"cap_amount_twd":100,"cap_period":"month","conditions_zh":"限指定韓國通路，名單見 LINE Pay 活動頁。"},{"id":"korea-travel","label_zh":"韓國指定旅遊購物通路","scope":"country","country_codes":["KR"],"payment_methods":["line_pay"],"rate_bp":300,"incremental":true,"cap_amount_twd":200,"cap_period":"month","conditions_zh":"限指定韓國通路。"}],"payout_zh":"LINE POINTS 自付款成功 24 小時起陸續發放。","summary_zh":"10/1–11/15 用 LINE Pay 綁台新卡，平日 Uber Eats、平日加油、週末叫車各多 2% LINE POINTS，韓國指定通路最高 8%。","source_ids":["src-taishin-linepay-q4"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"taishin-richart-insurance-new-2026","title_zh":"台新 Richart 卡 保險新戶首筆保費一次付清加碼 6%","kind":"new_customer","issuer_ids":["bank-taishin"],"card_ids":["taishin-richart"],"exclude_card_ids":[],"product_types":["credit"],"period_kind":"custom","period_label":"2026/7/1–10/31","valid_from":"2026-07-01","valid_to":"2026-10-31","status":"active","requires_registration":false,"registration_windows":[],"quota_note_zh":"需在 Richart Life 領「保費新戶券」（官網寫「領券加碼」）；另有抽獎。","stacking":"stacks","stacking_note_zh":"官網試算：免切換原權益 1.3% + 6% = 7.3%；節假日切假日刷網路投保可到 8%。","rules":[{"id":"ins6","label_zh":"保險新戶首筆保費一次付清","scope":"category","category_ids":["insurance"],"user_tier":"insurance_new","rate_bp":600,"incremental":true,"cap_amount_twd":500,"cap_period":"campaign","conditions_zh":"限「保險新戶」的首筆保費且一次付清；不含國外保險交易。"}],"payout_zh":"台新Point（信用卡）。","summary_zh":"2026/10/31 前，保險新戶用 Richart 卡一次付清首筆保費，加碼 6% 台新Point，上限 500 點。","source_ids":["src-taishin-richart-card","src-taishin-richart-minisite"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"taishin-richart-perks-2026q4","title_zh":"台新 Richart 卡 一般消費達檻送 eSIM、機場接送","kind":"perk","issuer_ids":["bank-taishin"],"card_ids":["taishin-richart"],"exclude_card_ids":[],"product_types":["credit"],"period_kind":"quarter","period_label":"2026Q4","valid_from":"2026-10-01","valid_to":"2026-12-31","status":"active","requires_registration":false,"registration_windows":[],"stacking":"stacks","rules":[],"perks":[{"label_zh":"3 天不限流量 eSIM","threshold_zh":"當期帳單「0.3% 一般消費」滿 NT$6,000"},{"label_zh":"機場接或送（最多 2 次）","threshold_zh":"當期帳單「0.3% 一般消費」滿 NT$20,000"}],"summary_zh":"2026/10–12 月，Richart 卡當期 0.3% 一般消費滿 6,000 元送 3 天 eSIM，滿 2 萬元送機場接或送。","source_ids":["src-taishin-richart-card","src-taishin-richart-minisite"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"},{"id":"ubot-hilife-2026","title_zh":"聯邦信用卡／金融卡 萊爾富 5% 現折","kind":"bonus","issuer_ids":["bank-ubot"],"card_ids":[],"exclude_card_ids":[],"product_types":["credit","debit"],"period_kind":"annual","period_label":"2026","valid_from":"2026-01-01","valid_to":"2026-12-31","status":"active","requires_registration":false,"registration_windows":[],"stacking":"stacks","stacking_note_zh":"萊爾富交易不算一般消費，沒有卡片原始回饋；現折是唯一的優惠，不能與其他折扣併用。","rules":[{"id":"hilife5","label_zh":"萊爾富實體門市 天天現折 5%","scope":"merchant","merchant_ids":["hilife"],"physical_store_only":true,"payment_methods":["physical","apple_pay","google_pay","samsung_pay"],"rate_bp":500,"incremental":true,"cap_period":"none","conditions_zh":"不限金額、現折無上限；HiPay 綁卡也適用。LINE Pay、街口、Pi 錢包、自動加值等不適用。排除菸品、代收代售、櫃台酒、折扣商品、禮券等。"}],"payout_zh":"結帳時直接現折。","summary_zh":"2026 全年在萊爾富實體門市刷聯邦信用卡或金融卡（含 Apple Pay 等），天天現折 5%，無上限。","source_ids":["src-ubot-hilife-2026","src-ubot-hilife-act"],"corroborating_source_ids":[],"confidence":"official_only","recorded_at":"2026-10-19","verified_at":"2026-10-19"}],"merchants":[{"id":"seven-eleven","name_zh":"7-ELEVEN","aliases":["7-11","711","小七","seven","統一超商"],"category_id":"convenience","chip":true},{"id":"familymart","name_zh":"全家","aliases":["全家便利商店","FamilyMart","family"],"category_id":"convenience","chip":true},{"id":"hilife","name_zh":"萊爾富","aliases":["Hi-Life","hilife"],"category_id":"convenience"},{"id":"okmart","name_zh":"OK超商","aliases":["OK","OKmart"],"category_id":"convenience"},{"id":"pxmart","name_zh":"全聯福利中心","aliases":["全聯","PX Mart","pxmart","PXGo"],"category_id":"supermarket","chip":true},{"id":"px-mart-large","name_zh":"大全聯","aliases":["大全聯"],"category_id":"supermarket"},{"id":"carrefour","name_zh":"家樂福（萬家福）","aliases":["家樂福","萬家福","Carrefour"],"category_id":"supermarket"},{"id":"costco","name_zh":"Costco 好市多","aliases":["好市多","costco"],"category_id":"supermarket"},{"id":"rt-mart","name_zh":"大買家","aliases":["大買家"],"category_id":"supermarket"},{"id":"donki","name_zh":"唐吉訶德","aliases":["驚安殿堂","Don Don Donki","donki"],"category_id":"supermarket"},{"id":"lopia","name_zh":"LOPIA","aliases":["lopia"],"category_id":"supermarket"},{"id":"shopee","name_zh":"蝦皮購物","aliases":["蝦皮","shopee"],"category_id":"online","chip":true},{"id":"momo","name_zh":"momo購物網","aliases":["momo","富邦momo"],"category_id":"online","chip":true},{"id":"pchome","name_zh":"PChome 24h購物","aliases":["PChome","pchome24h"],"category_id":"online"},{"id":"coupang","name_zh":"酷澎 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% 回饋，未收錄。","own_rewards":[{"id":"pp-q4-select","label_zh":"PAY樂時刻 精選實體品牌 單筆滿 1,500 元 10%","funding":["balance","bank_account","card"],"reward_zh":"全盈儲值金","rate_bp":1000,"unit_zh":"每筆交易","conditions_zh":"限精選品牌實體門市（全餐、屈臣氏、大樹藥局、丁丁藥局、神腦、DK高博士、貓狗大棧、東森寵物、寵物公園、小林眼鏡、新東陽、摩曼頓、鼎王、築間等），要用全盈付款碼或掃全盈立牌；掃 TWQR 不算。回饋在 2027/2/28 前發。","valid_from":"2026-10-01","valid_to":"2026-12-31","requires_registration":false,"quota_zh":"每人每月最多 300 元；每月活動總額 6 萬元，額滿提前結束","confidence":"official_only","source_ids":["src-pluspay-q4-browser"],"corroborating_source_ids":[],"verified_at":"2026-10-19"},{"id":"pp-paypay-55","label_zh":"日本 PayPay 商店 筆筆 5.5%","funding":["balance","bank_account"],"reward_zh":"全盈儲值金","rate_bp":550,"unit_zh":"每筆交易","conditions_zh":"限日本 PayPay 合作商店實體門市，出示全盈+PAY 日本版付款碼或掃店家 QR Code，用全盈錢包或連結銀行帳戶付款（綁信用卡不算）。","valid_from":"2026-10-01","valid_to":"2026-12-31","requires_registration":false,"quota_zh":"每人每月最多 150 元；每月總額 5 萬元、活動總額 15 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已額滿，活動實際上結束","confidence":"official_only","source_ids":["src-pluspay-news-browser"],"corroborating_source_ids":[],"verified_at":"2026-10-19"}]},{"id":"easywallet","name_zh":"悠遊付","kind":"epay_account","operator_id":"epay-easycard","official_url":"https://easywallet.easycard.com.tw/","promo_index":"https://easywallet.easycard.com.tw/","cross_border":[],"own_rewards":[{"id":"ew-rank","label_zh":"月級挑戰 銀級 2%／金級 2.5%／白金級 3%","funding":["balance","bank_account"],"reward_zh":"悠遊付回饋金","rate_bp":300,"max_rate":true,"unit_zh":"每筆交易","conditions_zh":"等級看前一個月的筆數與金額：3 筆以上且 1 元以上為銀級、10 筆且 5000 元為金級、20 筆且 10000 元為白金級。限悠遊付錢包或綁定銀行帳戶扣款，綁信用卡不算。白金級在指定停車場、加油站再加 3%（每月上限 100 元）。活動實際到 2027/1/1 凌晨 01:59。","valid_from":"2026-10-01","valid_to":"2026-12-31","requires_registration":false,"quota_zh":"每月上限 銀級 150／金級 200／白金級 300 元，先到先得","confidence":"official_only","source_ids":["src-easycard-rank-q4","src-easywallet-rank-terms"],"corroborating_source_ids":[],"verified_at":"2026-10-19"},{"id":"ew-friday","label_zh":"週五會員日 每筆 2%","funding":["balance","bank_account","card"],"reward_zh":"悠遊付回饋金","rate_bp":200,"unit_zh":"每週五每筆交易","conditions_zh":"錢包、銀行帳戶或綁定信用卡扣款都算，可再疊月級挑戰（官方寫最高合計 5%）。儲值、轉帳、提領、菸品、基金等不算；繳地方稅在 10/30–11/27 不算。第一銀行帳戶加碼另列一項。悠遊付網站版（瀏覽器存檔）與悠遊卡公司網站內容一致；找不到同一期（10/2–12/25）的第二來源，所以仍標 official_only。","valid_from":"2026-10-02","valid_to":"2026-12-25","requires_registration":false,"quota_zh":"每週五每戶上限 100 元","confidence":"official_only","source_ids":["src-easycard-friday-q4","src-easywallet-friday-browser"],"corroborating_source_ids":[],"verified_at":"2026-10-19"},{"id":"ew-firstbank-friday","label_zh":"週五 綁第一銀行帳戶 單筆滿 100 元 加碼 5%","funding":["bank_account"],"reward_zh":"悠遊付回饋金","rate_bp":500,"unit_zh":"每週五每筆交易","conditions_zh":"用悠遊付綁定第一銀行新臺幣存款帳戶（含 iLEO 數位帳戶）直接扣款；可和週五 2% 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MONEY","kind":"epay_account","operator_id":"epay-ipass","official_url":"https://www.i-pass.com.tw/","promo_index":"https://www.i-pass.com.tw/Preferential","cross_border":[]},{"id":"icash_pay","name_zh":"icash Pay","kind":"epay_account","operator_id":"epay-icash","official_url":"https://www.icashpay.com.tw/","promo_index":"https://www.icashpay.com.tw/advertMessage/index","cross_border":[],"own_rewards":[{"id":"icash-sunday-7","label_zh":"週日最好Pay 7% OPENPOINT","funding":["balance","bank_account"],"reward_zh":"OPENPOINT","rate_bp":700,"unit_zh":"週日單筆滿 200 元","conditions_zh":"限 icash Pay 帳戶直接扣款或連結銀行帳戶付款，綁信用卡不算；全通路適用。官網兩期活動總覽寫法一致，但沒找到官方以外的來源。","valid_from":"2026-07-01","valid_to":"2026-12-31","requires_registration":false,"quota_zh":"每戶每月上限 200 點","confidence":"official_only","source_ids":["src-icash-promo-2540","src-icash-promo-2481"],"corroborating_source_ids":[],"verified_at":"2026-10-19"},{"id":"icash-taiya-25","label_zh":"台亞石油（人工島）2.5% 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萬點","confidence":"official_only","source_ids":["src-icash-transit-2544"],"corroborating_source_ids":[],"verified_at":"2026-10-19"}]},{"id":"gama_pay","name_zh":"橘子支付","kind":"epay_account","operator_id":"epay-gamapay","official_url":"https://www.gamapay.com.tw/","promo_index":"https://www.gamapay.com.tw/","cross_border":[]},{"id":"opay","name_zh":"歐付寶","kind":"epay_account","operator_id":"epay-opay","official_url":"https://www.opay.tw/","promo_index":"https://www.opay.tw/Banner/Event","cross_border":[]},{"id":"ezpay","name_zh":"ezPay 簡單付","kind":"epay_account","operator_id":"epay-ezpay","official_url":"https://www.ezpay.com.tw/","promo_index":"https://www.ezpay.com.tw/","cross_border":[]},{"id":"esun_wallet","name_zh":"玉山Wallet（玉山電子支付）","kind":"bank_wallet","operator_id":"bank-esun","official_url":"https://www.esunbank.com/zh-tw/personal/credit-card/payment/e_pay","promo_index":"https://web.esunbank.com.tw/ECPay/WebPage/electronic_payment/deals-discounts.aspx","cross_border":[{"country":"JP","network":"PayPay","source_id":"src-esun-epay"}],"notes_zh":"玉山銀行兼營的電子支付，台灣可在 TWQR／台灣Pay 商店掃碼付款，日本可在 PayPay 商店付款，付款來源可選銀行帳戶或電子支付餘額。官方活動多半是單一商圈、夜市或商店的限時回饋（常見 10%～20%），數量太多又很短，本站沒有逐一建檔，請看官方活動列表。維基百科的台灣行動支付列表也把它列為玉山銀行的產品。"},{"id":"sinopac_dacard","name_zh":"永豐 大咖DACARD（原豐錢包）","kind":"bank_wallet","operator_id":"bank-sinopac","official_url":"https://bank.sinopac.com/sinopacBT/about/introduction/announcement/content/20220215120724790000000000000543.html","promo_index":null,"cross_border":[],"notes_zh":"永豐銀行公告「豐錢包」App 已在 2022/3/29（民國 111 年）停止服務，主要功能移到大咖 DACARD App；Google Play 上大咖 App 仍在更新（最近 2026/9/23）。永豐舊的豐錢包介紹頁還在線上，寫著可在台灣Pay 通路掃碼，與停用公告衝突，本站以停用公告為準。大咖 App 目前的掃碼付款範圍與自有回饋沒有在官方頁讀到，所以沒有建自有回饋。來源：src-sinopac-funwallet-stop、src-sinopac-funwallet-page、src-play-dacard。"},{"id":"taishin_pay","name_zh":"台新Pay","kind":"bank_wallet","operator_id":"bank-taishin","official_url":"https://www.taishinbank.com.tw/","promo_index":null,"cross_border":[]},{"id":"taishin_pay_plus","name_zh":"台新Pay+","kind":"bank_wallet","operator_id":"bank-taishin","official_url":"https://www.taishinbank.com.tw/","promo_index":null,"cross_border":[{"country":"JP","network":"台新Pay+ 日本合作通路","source_id":"src-taishin-richart-minisite"},{"country":"KR","network":"台新Pay+ 韓國合作通路","source_id":"src-taishin-richart-minisite"}]},{"id":"apple_pay","name_zh":"Apple Pay","kind":"token_wallet","operator_id":null,"official_url":"https://www.apple.com/tw/apple-pay/","promo_index":null,"cross_border":[]},{"id":"google_pay","name_zh":"Google 錢包","kind":"token_wallet","operator_id":null,"official_url":"https://wallet.google/","promo_index":null,"cross_border":[]},{"id":"samsung_pay","name_zh":"Samsung Pay","kind":"token_wallet","operator_id":null,"official_url":"https://www.samsung.com/tw/samsung-pay/","promo_index":null,"cross_border":[]},{"id":"garmin_pay","name_zh":"Garmin Pay","kind":"token_wallet","operator_id":null,"official_url":null,"promo_index":null,"cross_border":[]},{"id":"wowprime_pay","name_zh":"王品瘋Pay","kind":"merchant_wallet","operator_id":null,"official_url":null,"promo_index":null,"cross_border":[]},{"id":"easycard_autoload","name_zh":"悠遊卡（信用卡自動加值）","kind":"stored_value","operator_id":"epay-easycard","official_url":"https://www.easycard.com.tw/","promo_index":null,"cross_border":[],"notes_zh":"用聯名悠遊卡自動加值的金額，再拿悠遊卡付款。多數卡片把「自動加值」列為不回饋項目；少數卡另有加值回饋。"},{"id":"pi_wallet","name_zh":"Pi 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