{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"ubot-amway","issuer_id":"bank-ubot","name_zh":"聯邦 安麗精英聯名卡","product_type":"credit","networks":["visa","mastercard"],"card_level_zh":"VISA 御璽卡／Mastercard 鈦金卡","tags":["cashback"],"card_page_url":"https://card.ubot.com.tw/CardDetail/cardDetail403","apply_url":"https://card.ubot.com.tw/CardDetail/cardDetail403","requires_zh":"限安麗直銷商或會員","reward":{"kind":"cash","unit_zh":"現金回饋","point_value_twd":1,"delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-ubot-amway-page"]},"annual_fee":{"min_twd":0,"max_twd":1000,"first_year_free":true,"waiver_zh":"首年免年費；第二年起年消費 1 萬元或 10 次以上免年費，5,000 元或 5 次以上 500 元，未達 1,000 元；電子化帳單期間免年費；以本卡繳安麗續約費享次年免年費","confidence":"official_only","source_ids":["src-ubot-amway-page"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"ubot-amway@2026q4","period_kind":"custom","period_label":"常態權益（官網未寫期限）","valid_from":"2026-10-19","valid_to":null,"next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"official_x2","source_ids":["src-ubot-amway-page"],"corroborating_source_ids":["src-ubot-nofeedback"],"notes_zh":"常態權益。數字是御璽卡；鈦金卡改給紅利（安麗店內每 NT$15、店外每 NT$30 1 點），本站沒有另建。限安麗直銷商／會員申請。第二份官方文件＝聯邦「一般消費定義」頁（不回饋項目）。","rules":[{"id":"base","label_zh":"御璽卡 一般消費 0.3% 現金回饋（無上限）","scope":"general_domestic","rate_bp":30,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"御璽卡 國外一般消費 0.3% 現金回饋","scope":"general_overseas","rate_bp":30,"incremental":false,"cap_period":"none","conditions_zh":"卡片頁沒有分國內外。"}],"exclusions":[{"id":"x-cvs","label_zh":"便利超商、速食店、停車場各種付款不回饋","category_ids":["convenience","fast_food","parking"],"source_id":"src-ubot-nofeedback"},{"id":"x-px","label_zh":"全聯集團消費不回饋","merchant_ids":["pxmart","px-mart-large"],"source_id":"src-ubot-nofeedback"},{"id":"x-bills","label_zh":"稅款、規費、學費、公用事業、電信費、醫療費用不回饋","category_ids":["tax","tuition","utilities","telecom","medical"],"source_id":"src-ubot-nofeedback"},{"id":"x-sv","label_zh":"儲值、加值（含電子支付儲值）不回饋","category_ids":["stored_value"],"source_id":"src-ubot-nofeedback"},{"id":"x-eea","label_zh":"部分歐洲國家實體商店交易不回饋（2024/2/1 起）","note_only":true,"source_id":"src-ubot-nofeedback"},{"id":"x-unverified","label_zh":"官方注意事項中的排除項目（例如稅款、規費、儲值、預借現金等）未逐條建檔；實際以官方條款為準","note_only":true,"source_id":"src-ubot-amway-page"}]}]},"current_version_id":"ubot-amway@2026q4","issuer":{"id":"bank-ubot","name_zh":"聯邦商業銀行"},"promos":["ubot-hilife-2026"],"sources":[{"id":"src-ubot-amway-page","url":"https://card.ubot.com.tw/eCard_source/html/CardDetail/cardDetail403.htm","title_zh":"聯邦 安麗精英聯名卡 卡片頁","publisher":"聯邦銀行","kind":"official","fetched_at":"2026-10-19T22:06+08:00","sha256":"8a0020114b64b815a2b7dc6a0de7b3e129b7079ddcd4c1ba11f0f179dcdbcff3"},{"id":"src-ubot-nofeedback","url":"https://card.ubot.com.tw/eCard_source/html/AnnounceDescription/nofeedback.htm","title_zh":"聯邦信用卡 一般消費定義（不回饋項目）","publisher":"聯邦銀行","kind":"official","fetched_at":"2026-10-19T22:10+08:00","sha256":"64897ea2616282a805cea3eb7c441f2471134b609b04485e3833b1a99876fe9c"}]}