{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"sunny-easycard-debit","issuer_id":"bank-sunny","name_zh":"陽信 悠遊 VISA 金融卡","product_type":"debit","networks":["visa"],"card_level_zh":"簽帳金融卡","tags":["cashback","debit"],"card_page_url":"https://www.sunnybank.com.tw/net/Page/Tmenu/502","apply_url":"https://www.sunnybank.com.tw/net/Page/Tmenu/502","image":"/cards-img/sunny-easycard-debit.webp","image_source":"https://www.sunnybank.com.tw/public/share/20250208171631280.gif","image_fetched_at":"2026-10-20","requires_zh":"須有陽信存款帳戶。","reward":{"kind":"cash","unit_zh":"現金（存入連結帳戶）","point_value_twd":1,"delivery_zh":"每月 5 日存入（遇假日順延）。","expiry_zh":"現金，無效期。","source_ids":["src-sunny-debit"]},"annual_fee":{"min_twd":null,"max_twd":null,"first_year_free":null,"waiver_zh":"官網卡片頁沒寫年費。","confidence":"official_only","source_ids":["src-sunny-debit"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"sunny-easycard-debit@2026","period_kind":"annual","period_label":"2026","valid_from":"2026-01-01","valid_to":"2026-12-31","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-sunny-debit"],"corroborating_source_ids":["src-icard-sunny"],"notes_zh":"國內外 0.5% 無上限。","rules":[{"id":"base","label_zh":"國內一般消費","scope":"general_domestic","rate_bp":50,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外一般消費","scope":"general_overseas","rate_bp":50,"incremental":false,"cap_period":"none"}],"exclusions":[{"id":"x-cvs","label_zh":"便利商店","category_ids":["convenience"],"source_id":"src-sunny-debit"},{"id":"x-tax","label_zh":"稅費、罰款","category_ids":["tax"],"source_id":"src-sunny-debit"},{"id":"x-util","label_zh":"代繳費用","category_ids":["utilities","telecom"],"source_id":"src-sunny-debit"},{"id":"x-misc","label_zh":"醫療費等","note_only":true,"source_id":"src-sunny-debit"}]}]},"current_version_id":"sunny-easycard-debit@2026","issuer":{"id":"bank-sunny","name_zh":"陽信商業銀行"},"promos":[],"sources":[{"id":"src-sunny-debit","url":"https://www.sunnybank.com.tw/net/Page/Tmenu/502","title_zh":"陽信 悠遊 VISA 金融卡","publisher":"陽信銀行","kind":"official","fetched_at":"2026-10-19T20:32+08:00","sha256":"9d7cebcd8e99c577826e8fbede58fd9d8dfe31149bbcc26f102a3d957eb2735c"},{"id":"src-icard-sunny","url":"https://icard.ai/home/cashback_cards/channel_concept%2F5dccdfae82d7a71059d9066a","title_zh":"陽信銀行現金回饋卡整理","publisher":"iCard.AI","kind":"secondary","fetched_at":"2026-10-19T20:39+08:00","sha256":"1d880f70faca0e9a33273d0a60b1e45b63b7b007d4cda2de40e7760dfea61f9b"}]}