{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"rakuten-rakusho","issuer_id":"card-rakuten","name_zh":"樂天 樂翔卡","product_type":"credit","networks":["visa"],"card_level_zh":"VISA 無限卡／御璽卡","tags":["miles","overseas"],"card_page_url":"https://www.card.rakuten.com.tw/corp/ads/11.xhtml","apply_url":"https://www.card.rakuten.com.tw/corp/ads/11.xhtml","reward":{"kind":"partner_points","unit_zh":"樂翔積分","point_value_twd":null,"point_value_unknown":true,"delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-rakuten-rakusho-page","src-lazymoney-rakuten-rakusho"]},"annual_fee":{"min_twd":3000,"max_twd":15000,"first_year_free":false,"waiver_zh":"樂翔無限卡正卡 15,000 元、樂翔御璽卡正卡 3,000 元，附卡免年費；官網沒寫免年費條件","confidence":"verified_2src","source_ids":["src-rakuten-rakusho-page","src-lazymoney-rakuten-rakusho"]},"user_tiers":[{"key":"infinite","name_zh":"樂翔無限卡","condition_zh":"年薪 NT$66 萬以上或同等財力。"},{"key":"signature","name_zh":"樂翔御璽卡","condition_zh":"年薪 NT$35 萬以上或同等財力。"}],"plans":[],"term_versions":[{"id":"rakuten-rakusho@2026q4","period_kind":"annual","period_label":"2026/7/1–2027/6/30","valid_from":"2026-07-01","valid_to":"2027-06-30","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-rakuten-rakusho-page"],"corroborating_source_ids":["src-lazymoney-rakuten-rakusho"],"notes_zh":"樂翔積分只能換哩程等商品、不能換現金；官網只在扣回時寫「每點 0.8 元」，沒有寫兌換價值，所以本站只用點數表示、不排名。可換亞洲萬里通里數或長榮無限萬哩遊哩程，每次至少 5,000 積分、每組 900 積分（每組換多少哩頁面文字沒寫）。積分以 3 年為一期，36 個月到期。不回饋項目含醫療院所、代繳帳款、小額支付平台特店、全聯／大全聯、分期付款、稅金、電信資費等。","rules":[{"id":"base","label_zh":"國內消費 每 NT$18 累積 1 樂翔積分","scope":"general_domestic","rate_by_tier":{"infinite":555.56,"signature":555.56},"incremental":false,"cap_period":"none","conditions_zh":"不分線上線下；與海外合計每月上限：無限卡 60,000 點、御璽卡 5,000 點（歸戶）。"},{"id":"base-ovs","label_zh":"海外消費 每 NT$6（無限卡）／NT$12（御璽卡）累積 1 樂翔積分","scope":"general_overseas","rate_by_tier":{"infinite":1666.67,"signature":833.33},"incremental":false,"cap_period":"none","conditions_zh":"商店國別不是 TW、非新臺幣交易或海外以新臺幣交易，且帳單有收海外交易服務費者；不分線上線下。每月上限同上。"}],"exclusions":[{"id":"x-px","label_zh":"全聯、大全聯（含線上與線下）","merchant_ids":["pxmart","px-mart-large"],"source_id":"src-rakuten-rakusho-page"},{"id":"x-micro","label_zh":"聯合信用卡處理中心小額支付平台特店（如便利商店、速食、手搖飲、停車費）","micropay":true,"source_id":"src-rakuten-rakusho-page"},{"id":"x-bills","label_zh":"醫療院所、代繳帳款、稅金、電信資費","category_ids":["medical","tax","telecom"],"source_id":"src-rakuten-rakusho-page"},{"id":"x-unverified","label_zh":"官方注意事項中的排除項目（例如稅款、規費、儲值、預借現金等）未逐條建檔；實際以官方條款為準","note_only":true,"source_id":"src-rakuten-rakusho-page"}]}]},"current_version_id":"rakuten-rakusho@2026q4","issuer":{"id":"card-rakuten","name_zh":"台灣樂天信用卡股份有限公司"},"promos":[],"sources":[{"id":"src-rakuten-rakusho-page","url":"https://www.card.rakuten.com.tw/corp/ads/11.xhtml","title_zh":"樂天 樂翔卡 卡片頁（瀏覽器存檔）","publisher":"台灣樂天信用卡","kind":"official","fetched_at":"2026-10-19T21:49+08:00","sha256":"c348202142c1650fba4c1ded0133d70d4ba5c6a4e8f55dab7caf69c07298ed3e"},{"id":"src-lazymoney-rakuten-rakusho","url":"https://lazymoney.tw/credit-cards/card/rakuten-rakusho","title_zh":"樂天 樂翔卡","publisher":"卡蹭","kind":"secondary","fetched_at":"2026-10-19T21:53+08:00","sha256":"58448cca0079022a7ab8157a9b4382bd47f02751565cc168cc5760a1ff94d74e"}]}