{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"mega-world","issuer_id":"bank-mega","name_zh":"兆豐 世界卡","product_type":"credit","networks":["mastercard"],"card_level_zh":"Mastercard 世界卡（官網年費欄寫商務世界卡）","tags":["overseas","cashback","insurance"],"card_page_url":"https://www.megabank.com.tw/personal/credit-card/card/overview/world","apply_url":"https://www.megabank.com.tw/personal/credit-card/card/overview/world","requires_zh":"年收入 NT$200 萬以上或兆豐近六個月平均存款 NT$300 萬以上","reward":{"kind":"cash","unit_zh":"現金回饋","point_value_twd":1,"delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-mega-world-page","src-lazymoney-mega-world"]},"annual_fee":{"min_twd":0,"max_twd":10000,"first_year_free":true,"waiver_zh":"首年免年費、附卡免年費；年度正附卡新增一般消費滿 36 萬元免次年年費，未達收 1 萬元；紅利每 1,000 點可折抵年費 125 元","confidence":"verified_2src","source_ids":["src-mega-world-page","src-lazymoney-mega-world"]},"user_tiers":[],"plans":[],"tasks":[{"key":"mega_world_ebill","name_zh":"電子帳單","condition_zh":"完成電子帳單設定（Email，不含行動帳單）並取消紙本。"}],"term_versions":[{"id":"mega-world@2026q4","period_kind":"annual","period_label":"2026 全年","valid_from":"2026-01-01","valid_to":"2026-12-31","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-mega-world-page"],"corroborating_source_ids":["src-lazymoney-mega-world"],"notes_zh":"國外最高 2.5% 無上限。兆豐無限卡官網寫電子帳單加碼不適用英國與 EEA，世界卡官網這頁沒寫這項排除，本站照官網不排除（第二來源也提醒這點）。申請資格：年收入 200 萬元以上或近 6 個月平均存款 300 萬元以上。","rules":[{"id":"base-ovs","label_zh":"國外一般消費 基本 1.5% 現金回饋","scope":"general_overseas","rate_bp":150,"incremental":false,"cap_period":"none"},{"id":"ovs-ebill","label_zh":"國外 電子帳單加碼 1%","scope":"general_overseas","requires_task":"mega_world_ebill","rate_bp":100,"incremental":true,"cap_period":"none"},{"id":"insurance","label_zh":"國內保險公司保費 1% 現金回饋","scope":"category","category_ids":["insurance"],"domestic_only":true,"rate_bp":100,"incremental":false,"cap_period":"none","conditions_zh":"無上限；適用這項的保費不再給紅利。"},{"id":"dom-pts","label_zh":"國內一般消費 每 NT$25 累積 1 點紅利（點數價值官方未公布）","scope":"general_domestic","rate_bp":400,"incremental":false,"cap_period":"none","conditions_zh":"紅利可換哩程、高鐵升等、停車或商品；官方沒有公布 1 點值多少元，所以不換算、不排名。","points_only":true}],"exclusions":[{"id":"x-unverified","label_zh":"官方注意事項中的排除項目（例如稅款、規費、儲值、預借現金等）未逐條建檔；實際以官方條款為準","note_only":true,"source_id":"src-mega-world-page"}]}]},"current_version_id":"mega-world@2026q4","issuer":{"id":"bank-mega","name_zh":"兆豐國際商業銀行"},"promos":[],"sources":[{"id":"src-mega-world-page","url":"https://www.megabank.com.tw/personal/credit-card/card/overview/world","title_zh":"兆豐 世界卡 卡片頁","publisher":"兆豐銀行","kind":"official","fetched_at":"2026-10-19T21:31+08:00","sha256":"389af79ebe7dd69536a462ed0afe3bcef383f5d1ad9701d8458b735211b46430"},{"id":"src-lazymoney-mega-world","url":"https://lazymoney.tw/credit-cards/card/mega-world","title_zh":"兆豐 世界卡","publisher":"卡蹭","kind":"secondary","fetched_at":"2026-10-19T21:31+08:00","sha256":"3a55bb26de959af806143011695687e804fce0658669dfebbf89ba1b5893d342"}]}