{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"linebank-debit","issuer_id":"bank-linebank","name_zh":"LINE Bank 快點卡（簽帳金融卡）","product_type":"debit","networks":["visa"],"card_level_zh":"Visa 簽帳金融卡（附 iPASS 一卡通功能）","tags":["cashback","line_points","debit","digital_account"],"card_page_url":"https://www.linebank.com.tw/faq/05","apply_url":"https://www.linebank.com.tw/","requires_zh":"須先開立 LINE Bank 帳戶；刷卡時從帳戶圈存，商店請款後扣款。","reward":{"kind":"cash","unit_zh":"現金或 LINE POINTS（可在 App 切換）","point_value_twd":1,"point_value_note_zh":"第二來源寫可選現金或 LINE POINTS，兩者同額。","delivery_zh":"第二來源寫「即刷即享」；官方說明需瀏覽器開啟，未存檔。","expiry_zh":"現金無效期；LINE POINTS 依 LINE 規定。","source_ids":["src-linebank-faq05-browser","src-lazymoney-linebank-debit"]},"annual_fee":{"min_twd":null,"max_twd":null,"first_year_free":null,"waiver_zh":"第二來源（卡蹭）寫官方產品內容沒有公布年費。","confidence":"single_secondary","source_ids":["src-lazymoney-linebank-debit"]},"user_tiers":[],"plans":[{"key":"yolo","name_zh":"快點買 YOLO","summary_zh":"週一至週四指定網購、數位通路的滿額加碼（限量）。"},{"key":"tgif","name_zh":"快點吃 TGIF","summary_zh":"週五至週日餐飲、量販、影城、KTV 的滿額加碼（限量）；日本、泰國一般消費 2.5%。"}],"term_versions":[{"id":"linebank-debit@2026h2","period_kind":"half_year","period_label":"2026 下半年","valid_from":"2026-07-01","valid_to":"2026-12-31","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-linebank-event-1187189-browser","src-linebank-faq05-browser","src-linebank-faq-debit"],"corroborating_source_ids":["src-lazymoney-linebank-debit","src-caven-linebank"],"notes_zh":"瀏覽器存檔的官方活動頁與 FAQ 確認：2026/7/1–12/31 國內外一般消費 0.5% 無上限；日本、泰國一般消費 2.5%（含 0.5% 基本）無上限，但要在 App 把權益切到「快點吃 TGIF」。與卡蹭、Caven 一致，從 single_secondary 升為 verified_2src。現金回饋只匯入 LINE Bank 臺幣主帳戶。每週限量的滿額加碼（單筆滿 1,000 送 10、滿 3,000 送 95 等）名額少，本站未計入。","rules":[{"id":"base","label_zh":"國內一般消費","scope":"general_domestic","rate_bp":50,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外一般消費","scope":"general_overseas","rate_bp":50,"incremental":false,"cap_period":"none"},{"id":"jp-th","label_zh":"日本、泰國一般消費（切換快點吃 TGIF）","scope":"country","country_codes":["JP","TH"],"plan_key":"tgif","rate_bp":250,"incremental":false,"cap_period":"none","conditions_zh":"2.5% 已含基本 0.5%。"}],"exclusions":[{"id":"x-tax","label_zh":"稅費","category_ids":["tax"],"source_id":"src-linebank-event-1187189-browser"},{"id":"x-ipass-autoload","label_zh":"iPASS 自動加值","payment_methods":["easycard_autoload"],"source_id":"src-linebank-event-1187189-browser"},{"id":"x-711-wallets","label_zh":"在 7-ELEVEN 用 OPEN 錢包或 icash Pay 付款","merchant_ids":["seven-eleven"],"payment_methods":["icash_pay"],"source_id":"src-linebank-event-1187189-browser"},{"id":"x-fami-pluspay","label_zh":"在全家用全盈+PAY 付款","merchant_ids":["familymart"],"payment_methods":["pluspay"],"source_id":"src-linebank-event-1187189-browser"},{"id":"x-offshore","label_zh":"海外提款、賭博與投資平台（MCC 6011、6012、6051、6211、7995）","note_only":true,"source_id":"src-linebank-event-1187189-browser"}]}]},"current_version_id":"linebank-debit@2026h2","issuer":{"id":"bank-linebank","name_zh":"連線商業銀行（LINE Bank）"},"promos":[],"sources":[{"id":"src-linebank-faq05-browser","url":"https://www.linebank.com.tw/faq/05","title_zh":"金融卡常見問題（瀏覽器存檔）","publisher":"LINE Bank","kind":"official","fetched_at":"2026-10-19T20:40+08:00","sha256":"3d978a94f4f88dac89c97e3a3ac5c2222377053c084ed9aea225e467aa461190"},{"id":"src-lazymoney-linebank-debit","url":"https://lazymoney.tw/credit-cards/card/linebank-debit","title_zh":"LINE Bank 快點卡","publisher":"卡蹭","kind":"secondary","fetched_at":"2026-10-19T20:11+08:00","sha256":"d9e006a52493298c1685401369233cf06fde2a6085fe464694b63687da957eb5"},{"id":"src-linebank-event-1187189-browser","url":"https://www.linebank.com.tw/notice/events/1187189","title_zh":"快點卡回饋活動（瀏覽器存檔）","publisher":"LINE Bank","kind":"official","fetched_at":"2026-10-19T20:41+08:00","sha256":"840c99823311a9b40710f42122db5b467740b2c475e92e57590e1e8d7e0111c8"},{"id":"src-linebank-faq-debit","url":"https://www.linebank.com.tw/faq/05","title_zh":"簽帳金融卡 常見問題（目錄）","publisher":"LINE Bank","kind":"official","fetched_at":"2026-10-19T20:11+08:00","sha256":"63f9159ffb5f25526a65aefa7f4f535fd43279f8d11290330e085bb089673773"},{"id":"src-caven-linebank","url":"https://cavengrowthteam.com/blog/line-bank-card","title_zh":"LINE Bank 快點卡 2026","publisher":"Caven 投資成長家","kind":"secondary","fetched_at":"2026-10-19T20:11+08:00","sha256":"76532357215f188d1ca0d67fa908c141e6833fec4d2e0d6267faee747d6047e5"}]}