{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"hsbc-travelone","issuer_id":"bank-hsbc","name_zh":"滙豐 旅人輕旅卡","product_type":"credit","networks":["visa"],"card_level_zh":"VISA 卡","tags":["travel","miles"],"card_page_url":"https://www.hsbc.com.tw/credit-cards/products/travelone/","apply_url":"https://www.hsbc.com.tw/credit-cards/products/travelone/","reward":{"kind":"points","unit_zh":"旅遊積分（已換算成元，1 積分＝0.3 元）","point_value_twd":1,"point_value_note_zh":"旅遊積分可換航空哩程、飯店點數或刷卡金。本站以官網「5,000 積分換 1,500 元刷卡金」（1 積分＝0.3 元）換算成現金等值；官網的「相當於最高 X%」也是用這個比例。換較少點數時比例較低（1,000 積分＝200 元）。","delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-hsbc-travelone-page","src-lazymoney-hsbc-travelone"]},"annual_fee":{"min_twd":0,"max_twd":2000,"first_year_free":true,"waiver_zh":"新戶首年免年費；次年起使用電子或行動帳單，或前一年消費滿 8 萬元或 12 次，免續卡年費","confidence":"official_only","source_ids":["src-hsbc-travelone-page","src-lazymoney-hsbc-travelone"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"hsbc-travelone@2026q4","period_kind":"custom","period_label":"2026/7/1–2027/6/30","valid_from":"2026-07-01","valid_to":"2027-06-30","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-hsbc-travelone-page"],"corroborating_source_ids":["src-lazymoney-hsbc-travelone"],"notes_zh":"官網寫國內外都是 1.5%（以積分換刷卡金計算），回饋無上限。第二來源的卡頁把本卡和旅人御璽卡寫在一起，年費以官網為準。","rules":[{"id":"base","label_zh":"國內消費 NT$20＝1 旅遊積分（約 1.5%）","scope":"general_domestic","rate_bp":150,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外消費 NT$20＝1 旅遊積分（約 1.5%）","scope":"general_overseas","rate_bp":150,"incremental":false,"cap_period":"none"}],"exclusions":[{"id":"x-unverified","label_zh":"官方注意事項中的排除項目（例如稅款、規費、儲值、預借現金等）未逐條建檔；實際以官方條款為準","note_only":true,"source_id":"src-hsbc-travelone-page"}]}]},"current_version_id":"hsbc-travelone@2026q4","issuer":{"id":"bank-hsbc","name_zh":"滙豐（台灣）商業銀行"},"promos":[],"sources":[{"id":"src-hsbc-travelone-page","url":"https://www.hsbc.com.tw/credit-cards/products/travelone/","title_zh":"滙豐 旅人輕旅卡 卡片頁","publisher":"滙豐（台灣）","kind":"official","fetched_at":"2026-10-19T21:29+08:00","sha256":"1e58c3edeeec603ed4d35ad18e7cdbcdb44a33f93c3d8c7e02102fa35455176a"},{"id":"src-lazymoney-hsbc-travelone","url":"https://lazymoney.tw/credit-cards/card/hsbc-travel-one","title_zh":"滙豐 旅人輕旅卡","publisher":"卡蹭","kind":"secondary","fetched_at":"2026-10-19T21:29+08:00","sha256":"bf7a466acb77474910f65a47a7123b420a4b1fff4c921b4bafacbb5b56339e2e"}]}