{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"hsbc-travel-infinite","issuer_id":"bank-hsbc","name_zh":"滙豐 旅人無限卡","product_type":"credit","networks":["visa"],"card_level_zh":"VISA 無限卡","tags":["travel","miles","overseas"],"card_page_url":"https://www.hsbc.com.tw/credit-cards/products/travel/visa-infinite/","apply_url":"https://www.hsbc.com.tw/credit-cards/products/travel/visa-infinite/","image":"/cards-img/hsbc-travel-infinite.webp","image_source":"https://www.hsbc.com.tw/content/dam/hsbc/tw/images/credit-cards/7745/7745-infinite-black-front-cmyk-1600x900.jpg/_jcr_content/renditions/cq5dam.web.1280.1280.jpeg","image_fetched_at":"2026-10-20","reward":{"kind":"points","unit_zh":"旅遊積分（已換算成元，1 積分＝0.3 元）","point_value_twd":1,"point_value_note_zh":"旅遊積分可換航空哩程、飯店點數或刷卡金。本站以官網「5,000 積分換 1,500 元刷卡金」（1 積分＝0.3 元）換算成現金等值；官網的「相當於最高 X%」也是用這個比例。換較少點數時比例較低（1,000 積分＝200 元）。","delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-hsbc-travel-infinite-page","src-lazymoney-hsbc-travel-infinite"]},"annual_fee":{"min_twd":0,"max_twd":0,"first_year_free":false,"waiver_zh":"年費金額官網與第二來源都沒寫；第二來源整理為無免年費辦法，首刷禮與續卡禮都要繳全額年費","confidence":"single_secondary","source_ids":["src-lazymoney-hsbc-travel-infinite"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"hsbc-travel-infinite@2026q4","period_kind":"custom","period_label":"2026/7/1–2027/6/30","valid_from":"2026-07-01","valid_to":"2027-06-30","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-hsbc-travel-infinite-page"],"corroborating_source_ids":["src-lazymoney-hsbc-travel-infinite"],"notes_zh":"官網寫國內 1.66%、海外 3%（以積分換刷卡金計算）；本站國內用 1/18×0.3＝1.6667%。回饋無上限。年費金額未公開，本站年費欄填 0 只是占位，請以官網為準。","rules":[{"id":"base","label_zh":"國內消費 NT$18＝1 旅遊積分（約 1.67%）","scope":"general_domestic","rate_bp":166.67,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外消費（含網路）NT$10＝1 旅遊積分（約 3%）","scope":"general_overseas","rate_bp":300,"incremental":false,"cap_period":"none"}],"exclusions":[{"id":"x-unverified","label_zh":"官方注意事項中的排除項目（例如稅款、規費、儲值、預借現金等）未逐條建檔；實際以官方條款為準","note_only":true,"source_id":"src-hsbc-travel-infinite-page"}]}]},"current_version_id":"hsbc-travel-infinite@2026q4","issuer":{"id":"bank-hsbc","name_zh":"滙豐（台灣）商業銀行"},"promos":[],"sources":[{"id":"src-hsbc-travel-infinite-page","url":"https://www.hsbc.com.tw/credit-cards/products/travel/visa-infinite/","title_zh":"滙豐 旅人無限卡 卡片頁","publisher":"滙豐（台灣）","kind":"official","fetched_at":"2026-10-19T21:23+08:00","sha256":"135d08b04d1bb4343fcdbf2cdb246cb3223de38b48a909d521b67aeb9ee7af34"},{"id":"src-lazymoney-hsbc-travel-infinite","url":"https://lazymoney.tw/credit-cards/card/hsbc-travel-infinite","title_zh":"滙豐 旅人無限卡","publisher":"卡蹭","kind":"secondary","fetched_at":"2026-10-19T21:23+08:00","sha256":"63dacf56a535ca6be532a49fe1d0070a62f4c6e8c3607fd580568ae80c98c1c9"}]}