{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"fubon-open-possible","issuer_id":"bank-fubon","name_zh":"富邦台灣大哥大 Open Possible 聯名卡","product_type":"credit","networks":[],"card_level_zh":"聯名卡","tags":["cashback","telecom","convenience","fuel","overseas"],"card_page_url":"https://www.fubon.com/banking/personal/credit_card/all_card/openpossible/openpossible.htm","apply_url":"https://www.fubon.com/banking/personal/credit_card/all_card/openpossible/openpossible.htm","reward":{"kind":"cash","unit_zh":"現金回饋","point_value_twd":1,"delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-fubon-open-possible-page"]},"annual_fee":{"min_twd":null,"max_twd":null,"first_year_free":null,"waiver_zh":"年費金額卡片頁快照沒有讀到，本站留空","confidence":"official_only","source_ids":["src-fubon-open-possible-page"]},"user_tiers":[],"plans":[],"tasks":[{"key":"autodebit","name_zh":"富邦帳戶自動扣繳卡費","condition_zh":"未設定時一般消費降為 0.5%。"}],"term_versions":[{"id":"fubon-open-possible@2026q4","period_kind":"custom","period_label":"2026/7/1–12/31","valid_from":"2026-07-01","valid_to":"2026-12-31","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-fubon-open-possible-page"],"corroborating_source_ids":["src-cardli-fubon-open-possible"],"notes_zh":"適用 2026/8/1–2027/1/31 結帳帳單。沒設定富邦帳戶自動扣繳時一般消費只有 0.5%（卡片頁與 Cardli 同）。台灣大哥大電信費 5G 最高 3.5%／4G 2%（限本人門號）本站沒有台灣大的商店代碼，未建。一般消費不含指定網路平台（YouTube、Spotify、Apple、Google 等）、歐洲經濟區實體商店、保費等。第二來源＝Cardli 卡利整理頁（第三方）。","rules":[{"id":"base","label_zh":"國內一般消費 1%（富邦帳戶自動扣繳卡費；無上限）","scope":"general_domestic","rate_bp":100,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外一般消費 1%（無上限）","scope":"general_overseas","rate_bp":100,"incremental":false,"cap_period":"none"},{"id":"plus","label_zh":"當月新增消費滿 5,000 元：7-11／全家實體門市、加油、海外、指定 AI 工具 加碼 1%","scope":"merchant","merchant_ids":["seven-eleven","familymart","cpc","npc","formosa-petrol","chatgpt","taobao"],"rate_bp":100,"incremental":true,"min_monthly_spend_twd":5000,"cap_amount_twd":600,"cap_period":"month","cap_scope":"fubon-op-plus","conditions_zh":"店內消費＋指定通路加碼合計每期上限 600 元；超商限實體門市，繳費代收不算。"},{"id":"plus-ovs","label_zh":"當月新增消費滿 5,000 元：海外一般消費加碼 1%","scope":"general_overseas","rate_bp":100,"incremental":true,"min_monthly_spend_twd":5000,"cap_amount_twd":600,"cap_period":"month","cap_scope":"fubon-op-plus"}],"exclusions":[{"id":"x-unverified","label_zh":"官方注意事項中的排除項目（例如稅款、規費、儲值、預借現金等）未逐條建檔；實際以官方條款為準","note_only":true,"source_id":"src-fubon-open-possible-page"}]}]},"current_version_id":"fubon-open-possible@2026q4","issuer":{"id":"bank-fubon","name_zh":"台北富邦商業銀行"},"promos":[],"sources":[{"id":"src-fubon-open-possible-page","url":"https://www.fubon.com/banking/personal/credit_card/all_card/openpossible/openpossible.htm","title_zh":"富邦台灣大哥大 Open Possible 聯名卡 卡片頁","publisher":"台北富邦商業銀行","kind":"official","fetched_at":"2026-10-19T23:20+08:00","sha256":"85eda35cf58054964517bb09c6c76d69d65a587635a30363ba6f56c29a53ff5f"},{"id":"src-cardli-fubon-open-possible","url":"https://cardli.app/cards/fubon_open_possible.html","title_zh":"Cardli：富邦台灣大哥大 Open Possible 聯名卡 回饋整理","publisher":"Cardli 卡利","kind":"secondary","fetched_at":"2026-10-19T23:13+08:00","sha256":"d7acc78f78deee975ad72b5046e89cc97e3d15a1070aef64e315764eb87cb0ac"}]}