{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"esun-pi-debit","issuer_id":"bank-esun","name_zh":"玉山 Pi 拍錢包簽帳金融卡","product_type":"debit","networks":["visa"],"card_level_zh":"簽帳金融卡","tags":["points","debit"],"card_page_url":"https://www.esunbank.com/zh-tw/personal/credit-card/intro/debit-card/Pi-debit-card","apply_url":"https://www.esunbank.com/zh-tw/personal/credit-card/intro/debit-card/Pi-debit-card","requires_zh":"須綁定 Pi 拍錢包 App（身分資料要與銀行一致），並申請帳單 e 化，才有 P 幣回饋。","reward":{"kind":"partner_points","unit_zh":"P 幣（Pi 拍錢包）","point_value_twd":1,"point_value_note_zh":"1 P 幣折 1 元，只能在 Pi 拍錢包使用。","delivery_zh":"請款後匯入 Pi 拍錢包的 P 幣帳戶；每筆無條件捨去。","expiry_zh":"自匯入起 180 天。","source_ids":["src-esun-pi-debit"]},"annual_fee":{"min_twd":null,"max_twd":null,"first_year_free":null,"waiver_zh":"官網卡片頁沒寫年費。","confidence":"official_only","source_ids":["src-esun-pi-debit"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"esun-pi-debit@2026-27","period_kind":"custom","period_label":"2026/9/1–2027/2/28","valid_from":"2026-09-01","valid_to":"2027-02-28","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"official_only","source_ids":["src-esun-pi-debit","src-esun-card-notice"],"corroborating_source_ids":[],"notes_zh":"只找到玉山官網，沒找到第二來源寫同一期的 1%，所以標 official_only。這張卡的消費不另給玉山現金回饋或紅利。","rules":[{"id":"base","label_zh":"國內一般消費","scope":"general_domestic","rate_bp":100,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外一般消費","scope":"general_overseas","rate_bp":100,"incremental":false,"cap_period":"none"}],"exclusions":[{"id":"x-cvs","label_zh":"便利商店","category_ids":["convenience"],"source_id":"src-esun-card-notice"},{"id":"x-px","label_zh":"全聯、大全聯","merchant_ids":["pxmart","px-mart-large"],"source_id":"src-esun-card-notice"},{"id":"x-tax","label_zh":"稅款、學費","category_ids":["tax","tuition"],"source_id":"src-esun-card-notice"},{"id":"x-util","label_zh":"公用事業、電信代扣繳","category_ids":["utilities","telecom"],"source_id":"src-esun-card-notice"},{"id":"x-stored","label_zh":"儲值、加值","category_ids":["stored_value"],"source_id":"src-esun-card-notice"},{"id":"x-eu","label_zh":"歐盟與英國實體商店","country_codes":["AT","BE","BG","HR","CY","CZ","DK","EE","FI","FR","DE","GR","HU","IE","IT","LV","LT","LU","MT","NL","PL","PT","RO","SK","SI","ES","SE","GB","IS","LI","NO"],"physical_only":true,"source_id":"src-esun-pi-debit"}]}]},"current_version_id":"esun-pi-debit@2026-27","issuer":{"id":"bank-esun","name_zh":"玉山商業銀行"},"promos":[],"sources":[{"id":"src-esun-pi-debit","url":"https://www.esunbank.com/zh-tw/personal/credit-card/intro/debit-card/Pi-debit-card","title_zh":"玉山 Pi 拍錢包簽帳金融卡","publisher":"玉山銀行","kind":"official","fetched_at":"2026-10-19T20:32+08:00","sha256":"f7078d907f2feae89c0c9485f2b595e593ec534466f32ce4cf79af263139aee3"},{"id":"src-esun-card-notice","url":"https://event.esunbank.com.tw/credit/notice/index.html","title_zh":"玉山信用卡／簽帳金融卡回饋機制公告","publisher":"玉山銀行","kind":"official","fetched_at":"2026-10-19T20:32+08:00","sha256":"a33bc55a246b13ad601327407b86bfcf70a887b80c1b8837d796fbeaf9dff633"}]}