{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"esun-nice","issuer_id":"bank-esun","name_zh":"玉山耐斯廣場NP聯名卡","product_type":"credit","networks":[],"card_level_zh":"白金／普卡","tags":["department"],"card_page_url":"https://www.esunbank.com/zh-tw/personal/credit-card/intro/co-branded-card/nice-card","apply_url":"https://www.esunbank.com/zh-tw/personal/credit-card/intro/co-branded-card/nice-card","reward":{"kind":"points","unit_zh":"玉山 e point","point_value_twd":1,"delivery_zh":"依官方條款入帳（本站未逐卡查證入帳時程）。","expiry_zh":"依官方條款（未查證）。","source_ids":["src-esun-nice-page"]},"annual_fee":{"min_twd":0,"max_twd":2400,"first_year_free":true,"waiver_zh":"白金卡正卡 2,400 元、普卡 600 元，附卡免年費；首年免年費，次年起前一年度使用帳單e化或玉山帳戶自動扣繳信用卡款等即免年費（依卡片頁）","confidence":"official_only","source_ids":["src-esun-nice-page"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"esun-nice@2026q4","period_kind":"annual","period_label":"2026 全年","valid_from":"2026-01-01","valid_to":"2026-12-31","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"official_x2","source_ids":["src-esun-nice-page"],"corroborating_source_ids":["src-esun-epoint-faq"],"notes_zh":"玉山 e point 1 點＝1 元。2026/1/1 起基本回饋由每 25 元 1 點紅利改為 0.2% e point（玉山 e point 常見問題 Q8）。特店分期不給基本回饋。週五卡友日館內 10%、停車未建。","rules":[{"id":"base","label_zh":"館內外新增一般消費 0.2% 玉山 e point（無上限）","scope":"general_domestic","rate_bp":20,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"國外一般消費 0.2% 玉山 e point","scope":"general_overseas","rate_bp":20,"incremental":false,"cap_period":"none"}],"exclusions":[{"id":"x-cvs","label_zh":"便利商店","category_ids":["convenience"],"source_id":"src-esun-card-notice"},{"id":"x-px","label_zh":"全聯、大全聯","merchant_ids":["pxmart","px-mart-large"],"source_id":"src-esun-card-notice"},{"id":"x-tax","label_zh":"稅款、學費、醫療、政府規費","category_ids":["tax","tuition","medical"],"source_id":"src-esun-card-notice"},{"id":"x-util","label_zh":"公用事業、電信代扣繳","category_ids":["utilities","telecom"],"source_id":"src-esun-card-notice"},{"id":"x-stored","label_zh":"儲值、加值","category_ids":["stored_value"],"source_id":"src-esun-card-notice"},{"id":"x-eu","label_zh":"歐洲地區國家（含英國）實體商店","country_codes":["AT","BE","BG","HR","CY","CZ","DK","EE","FI","FR","DE","GR","HU","IE","IT","LV","LT","LU","MT","NL","PL","PT","RO","SK","SI","ES","SE","GB"],"physical_only":true,"source_id":"src-esun-card-notice"},{"id":"x-micro","label_zh":"聯合信用卡處理中心小額支付特約商店","micropay":true,"source_id":"src-esun-card-notice"},{"id":"x-note","label_zh":"特店分期、投資平台、eTag 等其他公告項目（本站未逐項建立）","note_only":true,"source_id":"src-esun-card-notice"}]}]},"current_version_id":"esun-nice@2026q4","issuer":{"id":"bank-esun","name_zh":"玉山商業銀行"},"promos":[],"sources":[{"id":"src-esun-nice-page","url":"https://www.esunbank.com/zh-tw/personal/credit-card/intro/co-branded-card/nice-card","title_zh":"玉山耐斯廣場NP聯名卡 卡片頁","publisher":"玉山商業銀行","kind":"official","fetched_at":"2026-10-19T23:11+08:00","sha256":"65a4118217a001c890351e0801e57cedc5782ffd1129638771cae6a1deeb7557"},{"id":"src-esun-epoint-faq","url":"https://event.esunbank.com.tw/credit/epoint-faq/index.html","title_zh":"玉山 信用卡紅利點數轉換玉山e point常見問題（2025.10 版）","publisher":"玉山商業銀行","kind":"official","fetched_at":"2026-10-19T23:38+08:00","sha256":"0fbb40ab6a36bf9eaf07d1d095f4e41a064a74ccffa48b272a1d491b302ed064"}]}