{"license":"CC BY 4.0（https://creativecommons.org/licenses/by/4.0/deed.zh-hant）","attribution":"台灣支付優惠站 https://pay.elggum.com","disclaimer_zh":"本資料整理自銀行與支付業者公開資訊，可能有誤或已變更，實際回饋以各機構公告為準。謹慎理財 信用至上。","data_date":"2026-10-20","card":{"id":"cathay-shopee","issuer_id":"bank-cathay","name_zh":"國泰世華 蝦皮購物聯名卡","product_type":"credit","networks":[],"card_level_zh":"鈦金卡等（依官網）","tags":["points","cobrand","online"],"card_page_url":"https://www.cathaybk.com.tw/cathaybk/personal/product/credit-card/cards/shopee/","apply_url":"https://www.cathaybk.com.tw/cathaybk/personal/product/credit-card/cards/shopee/","requires_zh":"須先是蝦皮購物會員；每個蝦皮帳號限辦一張，不提供附卡（第二來源）。","reward":{"kind":"partner_points","unit_zh":"蝦幣","point_value_twd":1,"point_value_note_zh":"蝦幣只能在蝦皮購物折抵，1 蝦幣折 1 元。","delivery_zh":"國泰提供的部分：一般消費 0.5% 於每期帳單出帳後 5 個工作日內轉入；蝦皮全站加碼於次期帳單結帳後 5 個工作日內撥入。蝦皮提供的部分最晚於消費後次次月底前發放。","expiry_zh":"依蝦皮購物規定（未查證）。","source_ids":["src-cathay-shopee-browser","src-shopee-help-cathay"]},"annual_fee":{"min_twd":0,"max_twd":1800,"first_year_free":true,"waiver_zh":"首年免年費，次年起 NT$1,800；前一年消費滿 3 萬元或 6 筆，或申辦電子帳單並刷任一筆，即免次年年費（兩個第二來源一致；官方存檔的年費段落未展開）。","confidence":"single_secondary","source_ids":["src-lazymoney-cathay-shopee","src-twcc-cathay-shopee"]},"user_tiers":[],"plans":[],"term_versions":[{"id":"cathay-shopee@2026","period_kind":"annual","period_label":"2026","valid_from":"2026-01-01","valid_to":"2026-12-31","next_period_announced":false,"status":"active","recorded_at":"2026-10-19","verified_at":"2026-10-19","confidence":"verified_2src","source_ids":["src-cathay-shopee-browser"],"corroborating_source_ids":["src-shopee-help-cathay","src-twcc-cathay-shopee","src-lazymoney-cathay-shopee"],"notes_zh":"蝦皮站內「最高 4%」由兩家組成：國泰當月蝦皮累積 2,999 元以下 1%、3,000 元以上 2%（都含 0.5% 基本），蝦皮另給非商城 1%、商城 2%。本站以非商城計算，商城再多 1%。指定檔期（雙 11、雙 12 等）登錄後再加最高 6%（每檔每波上限 2,000 蝦幣），超級品牌日每月上限 1,000 蝦幣，本站未自動計入。海外消費免國外交易手續費（官網卡片頁）。不累積小樹點。","rules":[{"id":"base","label_zh":"站外一般消費 0.5% 蝦幣","scope":"general_domestic","rate_bp":50,"incremental":false,"cap_period":"none"},{"id":"base-ovs","label_zh":"海外一般消費 0.5% 蝦幣","scope":"general_overseas","rate_bp":50,"incremental":false,"cap_period":"none","conditions_zh":"官網寫海外消費免手續費。"},{"id":"shopee-cathay","label_zh":"蝦皮站內 國泰加碼（累積 2999 元以下合計 1%）","scope":"merchant","merchant_ids":["shopee"],"payment_methods":["physical"],"rate_bp":50,"incremental":true,"cap_amount_twd":20000,"cap_period":"campaign","cap_scope":"shopee-cathay-bonus","conditions_zh":"限在蝦皮結帳選這張卡；LINE Pay、街口、廣告購買、跨境商品不算。國泰全站加碼每帳單年度上限 2 萬蝦幣。"},{"id":"shopee-cathay-3k","label_zh":"蝦皮站內 當月累積滿 3000 元 國泰再加 1%（合計 2%）","scope":"merchant","merchant_ids":["shopee"],"payment_methods":["physical"],"rate_bp":100,"incremental":true,"min_monthly_spend_twd":3000,"cap_amount_twd":20000,"cap_period":"campaign","cap_scope":"shopee-cathay-bonus"},{"id":"shopee-own","label_zh":"蝦皮提供 非商城 1%（商城 2%）","scope":"merchant","merchant_ids":["shopee"],"payment_methods":["physical"],"rate_bp":100,"incremental":true,"cap_period":"none","conditions_zh":"由蝦皮購物發放，以完成訂單金額計算。"}],"exclusions":[{"id":"x-micropay","label_zh":"聯合信用卡處理中心小額支付特店（如超商、速食、停車）","micropay":true,"source_id":"src-cathay-point-2026"},{"id":"x-cvs","label_zh":"便利商店（實體與線上）","category_ids":["convenience"],"source_id":"src-cathay-point-2026"},{"id":"x-px","label_zh":"全聯、大全聯（實體與線上）","merchant_ids":["pxmart","px-mart-large"],"source_id":"src-cathay-point-2026"},{"id":"x-tax","label_zh":"稅款、學費、公務機關費用","category_ids":["tax","tuition"],"source_id":"src-cathay-point-2026"},{"id":"x-util","label_zh":"公用事業費用（含網路通訊、影音服務費）、路邊停車、繳費平台","category_ids":["utilities","telecom"],"source_id":"src-cathay-point-2026"},{"id":"x-stored","label_zh":"悠遊卡、一卡通、icash 加值與 eTag 儲值","category_ids":["stored_value"],"source_id":"src-cathay-point-2026"}]}]},"current_version_id":"cathay-shopee@2026","issuer":{"id":"bank-cathay","name_zh":"國泰世華商業銀行"},"promos":[],"sources":[{"id":"src-cathay-shopee-browser","url":"https://www.cathaybk.com.tw/cathaybk/personal/product/credit-card/cards/shopee/","title_zh":"國泰世華 蝦皮購物聯名卡（瀏覽器存檔）","publisher":"國泰世華","kind":"official","fetched_at":"2026-10-19T20:32+08:00","sha256":"97cfd90f064ae8d15cbb46a7886f338a371f611ae6a83a23db830a2dfe1e7e83"},{"id":"src-shopee-help-cathay","url":"https://help.shopee.tw/portal/4/article/79796","title_zh":"國泰世華蝦皮聯名卡權益說明","publisher":"蝦皮購物幫助中心","kind":"secondary","fetched_at":"2026-10-19T20:34+08:00","sha256":"22d8f37f5f438fdebf4bff48a8facf23e6a0aa5a8a9a05be70bc40d9efd035d0"},{"id":"src-lazymoney-cathay-shopee","url":"https://lazymoney.tw/credit-cards/card/cathay-shopee","title_zh":"國泰世華蝦皮購物聯名卡","publisher":"卡蹭 Lazy Money","kind":"secondary","fetched_at":"2026-10-19T20:34+08:00","sha256":"367d4523656fdf633bfcfc7b144999002ed7f2d374653119b1314f3a94706717"},{"id":"src-twcc-cathay-shopee","url":"https://twcreditcard.com/card/cathay-shopee/","title_zh":"國泰世華蝦皮聯名卡整理","publisher":"台灣信用卡指南","kind":"secondary","fetched_at":"2026-10-19T20:34+08:00","sha256":"84f8b31967637be36b91cf65845d3a75bdae4001487e2c7ff72da6f92cad6197"}]}